🌴 Florida Hometown Heroes Program: Turning Service Into Homeownership! 🏡✨

At Hod Mortgage Group, we believe heroes deserve more than just a “thank you” — they deserve a home to call their own. ❤️

That’s why we’re thrilled to share one of the most exciting opportunities for Florida’s community champions: the Florida Hometown Heroes Housing Program. If you’re a frontline worker — teacher, nurse, firefighter, police officer, military service member, or anyone who helps keep Florida running — this program was made for you.

💪 What Is the Florida Hometown Heroes Program?

The Florida Hometown Heroes Housing Program (HTH) is a state-backed initiative designed to help essential workers become homeowners right here in the Sunshine State.

Through the program, eligible buyers can receive up to 5% of their first mortgage amount (capped at $35,000) to help with down payment and closing costs.

And here’s the best part — the assistance comes as a 0% interest, deferred second mortgage, which means no monthly payments and no interest unless you sell, refinance, or move out of the home.

That’s real help. Real savings. And real homeownership within reach. 🌟

👩‍🚒 Who Qualifies?

The list of eligible professions is long — and that’s what makes this program so special.

You may qualify if you’re:

• A teacher, nurse, EMT, firefighter, or police officer
• A childcare or healthcare worker
• A military member or veteran
• Or employed full-time in any approved community-serving occupation

You’ll also need to:

• Buy a primary residence in Florida
• Meet county income limits
• Have a credit score of 640 or higher
• Complete a quick homebuyer education course

(Veterans are often exempt from the first-time buyer rule! 🇺🇸)

💰 Why It’s a Game-Changer

Let’s face it — saving for a down payment can be the biggest roadblock to homeownership. But this program knocks that barrier down completely.

With up to $35,000 in assistance, lower first-mortgage rates, and reduced fees, Hometown Heroes helps you save thousands while keeping more cash in your pocket for life’s next chapter.

And beyond the numbers — it’s about pride. It’s about rewarding the people who give so much to make Florida stronger, safer, and better every day. 🌴💙

🏠 Why Work With Hod Mortgage Group?

At Hod Mortgage Group, we specialize in matching Florida’s everyday heroes with the best loan programs available.
We know how to navigate Hometown Heroes from application to closing — so you don’t have to stress over the fine print.

We’ll:
✅ Confirm your eligibility
✅ Walk you through the approval process
✅ Coordinate with your real estate agent
✅ Help you maximize your benefits and savings

Your service deserves a smooth, rewarding path to homeownership — and that’s exactly what we deliver.

🚀 Ready to See If You Qualify?

If you serve your community in Florida, you could be just one step away from unlocking up to $35,000 in down payment and closing cost assistance.

Don’t wait — funds are limited and allocated on a first-come, first-served basis!

👉 Apply today with Hod Mortgage Group and let’s turn your service into your home.
📞 Call us or click below to get started — your Florida dream home is waiting.